Unsecured credit cards are available to some people who have a bad credit record. If you have never declared bankruptcy, have had no credit delinquencies in the past 6 months, and have at least one good account that has been reported to the Credit Bureau you may qualify for an unsecured credit card.
Read terms and conditons at card issuers web site! Unsecured credit card accounts may charge an account set-up fee, a program fee, an annual fee, a participation fee and a fee to increase your credit limit. They may also charge late payment fees and over the credit limit fees.
Use these cards wisely and build a good credit record so you can qualify for a low interest rate credit card.