Sometimes you just need to have plastic. Shopping online, Internet dial up service, renting a car, making reservations, the car broke down or other emergencies. Prepaid cards or stored value cards are available and can be a great help when you have no credit. You simply transfer the amount you want to the card so it is available when you need it. Prepaid cards can be used at places that accept credit cards. A prepaid card can also be a good way for you to start saving for emergencies or an expensive item that you want to start saving for.

Don't get stranded like this poor sap. Make sure you have some plastic in case of emergency!