Many Americans have fallen into the debt trap and will spend years struggling to escape. The latest reports say that the average American has $8000.00 in credit card debt. While we believe that everyone needs to have a credit card, we hope this web site will help you learn to use credit responsibly. We hope we have encouraged you to invest in yourself and grow wealth. Don't let the Credit Creep, creep up on you!

Rates and fees listed on this site are up to date at the time they are posted. The credit issuer has the right to change rates and fees at any time without notification to CreditCreep. Please review all terms, conditions and disclosures on the credit issuers site for the most up to date information available online.

Information on this site is provided "as is". CreditCreep does not warrant the accuracy or completeness of information provided on this web site.

CreditCreep.com is owned and operated by Cyber Ink Design. You may contact us at voices@cyberinkdesign.com if you have any questions.

To contact the credit card companies directly please visit their web site which is listed below. Also are listed useful links to help you learn more about consumer credit.

American Express

Citibank

Chase

Discover

What the credit card companies want you to miss.

What you don't know about credit cards can hurt you.

FDIC Consumer News

Credit Card Fraud

Costly Credit Card Tricks

Credit Card Pitfalls

Don't let banks, credit card companies trick you this holiday season

More Credit Card Fees

Credit Card Smarts

Federal Reserve - Choosing a credit card.

More Games the credit card companies play

Comparing Credit Card Offers

Credit Card Tips

How to get credit if you have bad credit

Shopping for Credit Cards - Tips from NOLO

5 ways to reduce credit card debt

Personal Finance


Personal Finance & Credit Information

Work Smarter - Not harder !

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